Reach your investment goals faster with a tax free savings account

In a tax free savings account, you don’t pay tax on your investment returns from dividends, interest or capital gains. No tax means you earn higher returns and can reach your investment goals faster!

You don’t pay tax when you withdraw your money, and you can invest up to R33 000 a year! Which makes your tax-free savings account a great investment.

Start your own tax-free savings account today

Start your own tax-free savings account today

It’s easy to set up your tax-free savings account online. That’s right – no paper! In just a few minutes you can be a tax-free savings account holder.

Scan your ID

Confirm your details

Choose your fund

Passive funds are perfect for tax fee savings as you know what you get and fees are low, so cost won’t eat into your investment returns.

Which fund will work for you? The fund that matches your time horizon – how long you plan to invest. Decide when you want to achieve your investment goal, and choose a fund that matches your time horizon.

  • 3+ years
  • STANLIB Low Equity Balanced Index Fund of Funds
    A diversified fund with a low equity exposure
  • 5+ years
  • STANLIB High Equity Balanced Index Fund of Funds
    A diversified fund with a high equity exposure
  • 7+ years
  • STANLIB Index Fund
    This fund has broad exposure to the South African equity market
I’m ready to investLooking for another fund?

Looking for another fund?

You can open a tax-free savings account in one of these funds:

  • STANLIB ALSI 40 Index Fund
    Tracks the 40 largest companies by market capitalisation, listed on the JSE.
  • STANLIB Capped Property Index Fund
    Tracks an index of the top 20 liquid property companies by market capitalisation on the JSE
  • STANLIB All Bond Index Fund
    Tracks a composite bond index that represents the top 20 vanilla bonds from across a range of maturities in the South African market
  • STANLIB Inflation Linked Bond Index Fund
    Tracks an index of inflation-linked bonds that are issued by the Republic of South Africa
  • STANLIB Sector Neutral Momentum Index Fund
    Tracks a customised sector neutral momentum index that targets stocks with strong recent performance.
  • STANLIB Sector Neutral Growth & Quality Index Fund
    Tracks a customised sector neutral growth and quality index that targets stocks with high growth and high profitability.

How much can I invest?

South Africans can invest up to R33 000 a year in all their tax-free savings accounts, and a maximum of R500 000 in their lifetime.

You can set up a monthly debit order or invest a lump sum amount.

Debit orders
Minimum R500
Maximum R2 750

Lump sum investments
Minimum R5 000
Maximum R33 000 a year

I’m ready to open my tax-free savings account